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Welcome to Ojas Finance

Empowering Your Goals with
Fast & Flexible Loans

At Ojas Finance, we believe financial freedom should be simple, fast, and accessible. Whether you're looking to grow your business, buy your dream home, fund education abroad, or cover personal expenses — we’ve got the right loan for you.

Get Maximum Loan Amount
Best Rate of Interest
Low Processing Fee
Simple & Secure Process
Easy Repayment Options
Lowest EMI
Hassle-free Process & Door-step Services
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How It Works

Our Simple Loan Process

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Step

Submit Application

Fill out a simple loan application form with your basic details and loan requirement.

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Step

Document Verification

Our team verifies your submitted documents for eligibility and loan matching.

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Step

Loan Approval

Based on your profile, we get the best loan offer approved from our partnered lenders.

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Step

Loan Disbursement

Once approved, funds are quickly disbursed to your account with complete transparency.

What We Offer

Home Loan

Education Loan

Loan Against Property

Personal Loan

Business Loan

Working Capital Loan

OUR SERVICES

Loans Tailored to Meet
Your Financial Needs

At Ojas Finance, we offer a wide range of loan solutions designed to support your dreams — whether it’s buying a home, expanding a business, or managing personal expenses. Experience fast approvals, flexible EMIs, and reliable service with us.

Personal Loans

Applicable interest rate - 10.85%.

Business Loans

Applicable interest rate - 11%.

Loan Against Property

Applicable interest rate - 9.5%.

Home Loans

Applicable interest rate - 8%.

Loan EMI Calculator

₹1,00,000 ₹5,00,00,000
1 Year 20 Years

Monthly EMI 8,764

Loan Term 5 Years (60 Months)

Total Repayment 5,25,840

Total Interest 25,840

Why Choose Ojas Finance

Quick. Easy. Reliable.

Ojas Finance offers tailored loan solutions with minimal paperwork and fast approvals, ensuring you get the funds you need without delay.

Safety

We understand that your fund requirements have specific timelines and purposes. Rest assured, we prioritize the security of your goals.

Lowest Interest Rates

Competitive rates to help you save more on repayments.

Fast Disbursals

Quick loan processing with approval in as little as 48 hours.

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Banks / NBFC'S

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Pan India Operation

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Google Review

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Loan Disbursement Rate

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FAQ

Frequently Asked
Questions?

What types of loans does Ojas Finance offer?

We provide a wide range of loan products including personal loans, home loans, business loans, auto loans, and education loans tailored to meet your financial needs.

How do I apply for a loan with Ojas Finance?

Applying is simple and convenient. You can apply online through our website or visit one of our branches. Submit the required documents, and our loan advisors will guide you through the process.

What are the interest rates and repayment terms?

Interest rates vary depending on the loan type, amount, and your credit profile. We offer competitive rates and flexible repayment options to suit your budget. Contact us for a personalized quote.

What documents are required for loan approval?

Typically, you’ll need proof of identity, income verification, address proof, and bank statements. Specific documents may vary depending on the loan type.

Can I prepay or foreclose my loan?

Yes, Ojas Finance allows prepayment or foreclosure of loans. Some conditions and charges may apply depending on the loan agreement. Please contact your loan advisor for details.

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Client Testimonials

What Our Customers Say
About Ojas Finance

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