personal loan
personal loan
A personal loan is an unsecured loan that serves various purposes, including funding children's education, covering medical emergencies, financing wedding expenses, renovating homes, starting new business ventures, or addressing other financial liabilities. Unlike secured loans, personal loans do not require borrowers to provide any form of security, such as shares or property documents, to the bank. Personal loans are available to individuals with a secured or regular income, a favorable credit history, and a satisfactory CIBIL score, regardless of the purpose of their loan application. When obtaining a personal loan, you can benefit from minimal documentation requirements, flexible repayment tenures, and options tailored to your needs. Applying for a personal loan through Ojas Finance enables you to maximize the advantages available to you.
Features of Personal Loan
A personal loan is a loan taken by the salaried individual to finance any personal expenses like Weddings Expenses, Home Renovations, Medical Expenses, Bill Payments, Dream Vacation Tours, Starting a Business, and Higher Education. In a Personal Loan, the borrower has full freedom to use the money for any purpose they want.
- Collateral-Free Loan
- Minimal Documentation
- Attractive Interest Rate
- Flexible Repayment Options
- Lowest Equated Monthly Installments (EMIs)
- Extended Loan Tenure
- Doorstep Services
Purpose for Taking Personal Loan
Wedding Expenditure
Make your wedding day more memorable by adding some extra facilities which a personal loan can provide for you.
Medical Emergencies
Fulfill your medical expenses like hospitalization bills, medical prescription bills, surgeries, etc
Credit Card Payment
Repay the entire credit card bill in one shot and then make pocket-friendly EMIs.
Higher Education
Reduces the strain on your family savings and eliminates the need to liquidate your investments in fixed deposits
Travel & Tourism
Planning to go on a vacation or looking for ways to pay for holiday travel without breaking your credit card.
Financial Restructuring
Maintain continuity in servicing the debt and get a certain degree of flexibility to restore financial stability.
Home Renovation
Don't need to wait for a longer time to renovate your home. Avail for a Personal Loan now.
Advantages With Ojas Finance.
Your Trusted Financial Partner in Delhi/NCR
We specialize in Personal Loans, Home Loans, Business Loans, and Loans Against Property with unmatched expertise and customer service.
Our commitment to transparency, competitive rates, and customer satisfaction has earned us a 4.8+ Google rating. We partner with 35+ leading banks and NBFCs to offer you the best financial solutions.
Expert Loan Consultants
Our team of seasoned professionals, including ex-bankers and certified advisors, ensures a smooth and hassle-free loan journey with personalized guidance at every step.
Multiple Banking Partners
Access to 35+ premier banks and NBFCs means we can offer you at least 3 competitive loan options tailored to your financial profile and requirements.
Complimentary Doorstep Service
Enjoy our completely free doorstep service where we handle all documentation and processes at your convenience, saving you time and effort.
Complete Loan Management
From initial consultation to final disbursement, we manage every aspect of your loan process internally, ensuring consistent quality and accountability.
Complete Transparency
We provide full disclosure of all terms, interest rates, EMIs, and charges upfront through recorded conversations, ensuring no hidden surprises.
Referral Rewards Program
Join our lucrative referral program after your loan approval and earn attractive commissions by recommending Ojas Finance to friends and family.
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Mailing Address
Shalimar Garden Extension 2, Ghaziabad Pin Code: 201005Quick Contact
8700262964support email
ojasfinance.help@gmail.comClient Testimonials
What Our Customers Say
About Ojas Finance
Ojas Finance made the loan process seamless and stress-free. Their team guided me every step of the way and got my personal loan approved within 48 hours!
Rohit Sharma
IT Consultant
Thanks to Ojas Finance, I got a home loan with the lowest interest rate in the market. Their service was quick, transparent, and highly professional.
Priya Mehta
Entrepreneur
Highly recommend Ojas Finance! I was able to get a business loan without any hassle. Their team is responsive, trustworthy, and very supportive.
Sunil Verma
Retail Store Owner
