At Ojas Finance, we believe financial freedom should be simple, fast, and accessible. Whether you're looking to grow your business, buy your dream home, fund education abroad, or cover personal expenses — we’ve got the right loan for you.
Fill out a simple loan application form with your basic details and loan requirement.
Our team verifies your submitted documents for eligibility and loan matching.
Based on your profile, we get the best loan offer approved from our partnered lenders.
Once approved, funds are quickly disbursed to your account with complete transparency.
At Ojas Finance, we offer a wide range of loan solutions designed to support your dreams — whether it’s buying a home, expanding a business, or managing personal expenses. Experience fast approvals, flexible EMIs, and reliable service with us.
Applicable interest rate - 10.85%.
Applicable interest rate - 11%.
Applicable interest rate - 9.5%.
Applicable interest rate - 8%.
Ojas Finance offers tailored loan solutions with minimal paperwork and fast approvals, ensuring you get the funds you need without delay.
We understand that your fund requirements have specific timelines and purposes. Rest assured, we prioritize the security of your goals.
Competitive rates to help you save more on repayments.
Quick loan processing with approval in as little as 48 hours.
We provide a wide range of loan products including personal loans, home loans, business loans, auto loans, and education loans tailored to meet your financial needs.
Applying is simple and convenient. You can apply online through our website or visit one of our branches. Submit the required documents, and our loan advisors will guide you through the process.
Interest rates vary depending on the loan type, amount, and your credit profile. We offer competitive rates and flexible repayment options to suit your budget. Contact us for a personalized quote.
Typically, you’ll need proof of identity, income verification, address proof, and bank statements. Specific documents may vary depending on the loan type.
Yes, Ojas Finance allows prepayment or foreclosure of loans. Some conditions and charges may apply depending on the loan agreement. Please contact your loan advisor for details.
Ojas Finance made the loan process seamless and stress-free. Their team guided me every step of the way and got my personal loan approved within 48 hours!
IT Consultant
Thanks to Ojas Finance, I got a home loan with the lowest interest rate in the market. Their service was quick, transparent, and highly professional.
Entrepreneur
Highly recommend Ojas Finance! I was able to get a business loan without any hassle. Their team is responsive, trustworthy, and very supportive.
Retail Store Owner