Working Capital loan
Working Capital loan
Working Capital Loan, a lifeline for businesses, plays a crucial role in facilitating growth by providing funds for various operational needs. This type of loan caters to the day-to-day operations of a business, including:
- Raw Material Purchase
- Sales and Marketing
- Production
- Staff Wages
- Managing Purchase Orders
Features of Working Capital loan
- Secured Collateral Based
- Linked to RBI Repo Rates
- Export Financing at LIBOR Rates
- Foreign Exchange Transactions
- 150% of Property Market Value Owned by Individual or Company
- Residential / Commercial / Industrial / Plot
- Funds can be used for Purchase of Raw Material/Invoice Financing
Purpose for Taking Working Capital loan
Purchase of Raw Materials
Maintains a regular supply of raw materials, which in turn facilitates the smoother running of the production process.
Staff Wages
Ensures the regular and timely payment of wages and salaries, thereby improving the morale and efficiency of employees.
Sales and Marketing
Invest in Sales and Marketing to reach your higher growth. High Growth means high profit.
Advantages With Ojas Finance.
Your Trusted Financial Partner in Delhi/NCR
We specialize in Personal Loans, Working Capital loans, Working Capital loans, and Loans Against Property with unmatched expertise and customer service.
Our commitment to transparency, competitive rates, and customer satisfaction has earned us a 4.8+ Google rating. We partner with 35+ leading banks and NBFCs to offer you the best financial solutions.
Expert Loan Consultants
Our team of seasoned professionals, including ex-bankers and certified advisors, ensures a smooth and hassle-free loan journey with personalized guidance at every step.
Multiple Banking Partners
Access to 35+ premier banks and NBFCs means we can offer you at least 3 competitive loan options tailored to your financial profile and requirements.
Complimentary Doorstep Service
Enjoy our completely free doorstep service where we handle all documentation and processes at your convenience, saving you time and effort.
Complete Loan Management
From initial consultation to final disbursement, we manage every aspect of your loan process internally, ensuring consistent quality and accountability.
Complete Transparency
We provide full disclosure of all terms, interest rates, EMIs, and charges upfront through recorded conversations, ensuring no hidden surprises.
Referral Rewards Program
Join our lucrative referral program after your loan approval and earn attractive commissions by recommending Ojas Finance to friends and family.
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Mailing Address
Shalimar Garden Extension 2, Ghaziabad Pin Code: 201005Quick Contact
8700262964support email
ojasfinance.help@gmail.comClient Testimonials
What Our Customers Say
About Ojas Finance
Ojas Finance made the loan process seamless and stress-free. Their team guided me every step of the way and got my personal loan approved within 48 hours!
Rohit Sharma
IT Consultant
Thanks to Ojas Finance, I got a Working Capital loan with the lowest interest rate in the market. Their service was quick, transparent, and highly professional.
Priya Mehta
Entrepreneur
Highly recommend Ojas Finance! I was able to get a Working Capital loan without any hassle. Their team is responsive, trustworthy, and very supportive.
Sunil Verma
Retail Store Owner
