Home Loan
Home Loan
A Home Loan is a financial arrangement where an individual borrows a sum of money from a financial institution, bank, or NBFC to purchase a house. The borrowed amount is repaid over a fixed period, offering adjustable or fixed interest rates and payment terms based on the borrower's preference. Home Loans are designed to be flexible, requiring minimal documentation and offering a fast approval mechanism. They are accessible to individuals with a secured or regular income, a good credit history, and a satisfactory CIBIL score, regardless of the purpose of their loan application. To benefit from the advantages of Home Loans, apply through Ojas Finance.
Features of Home Loan
Ojas Finance is your comprehensive solution for all your housing loan needs. Whether you aim to purchase or construct your first home or wish to renovate your current property, we offer competitive interest rates starting as low as 8.00%*. Our Home Loans range up to Rs. 10 crores, providing a flexible tenure of up to 30 years. Additionally, we offer the facility of Balance Transfer, allowing you to easily transfer your existing home loan. Furthermore, you can avail a top-up loan of up to Rs. 50 lakh to secure finances for other requirements.
- Loan Eligibility
- Loan Amount
- Rate of Interest
- Flexible Loan Tenure
- Minimal Documentation
- Pradhan Mantri Awas Yojana (PMAY)
- Balance Transfer Facility
- Top-up Loan
- Part-prepayment and Foreclosure Facility
Purpose for Taking Home Loan
Advantages With Ojas Finance.
Your Trusted Financial Partner in Delhi/NCR
We specialize in Personal Loans, Home Loans, Home Loans, and Loans Against Property with unmatched expertise and customer service.
Our commitment to transparency, competitive rates, and customer satisfaction has earned us a 4.8+ Google rating. We partner with 35+ leading banks and NBFCs to offer you the best financial solutions.
Expert Loan Consultants
Our team of seasoned professionals, including ex-bankers and certified advisors, ensures a smooth and hassle-free loan journey with personalized guidance at every step.
Multiple Banking Partners
Access to 35+ premier banks and NBFCs means we can offer you at least 3 competitive loan options tailored to your financial profile and requirements.
Complimentary Doorstep Service
Enjoy our completely free doorstep service where we handle all documentation and processes at your convenience, saving you time and effort.
Complete Loan Management
From initial consultation to final disbursement, we manage every aspect of your loan process internally, ensuring consistent quality and accountability.
Complete Transparency
We provide full disclosure of all terms, interest rates, EMIs, and charges upfront through recorded conversations, ensuring no hidden surprises.
Referral Rewards Program
Join our lucrative referral program after your loan approval and earn attractive commissions by recommending Ojas Finance to friends and family.
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Mailing Address
Shalimar Garden Extension 2, Ghaziabad Pin Code: 201005Quick Contact
8700262964support email
ojasfinance.help@gmail.comClient Testimonials
What Our Customers Say
About Ojas Finance
Ojas Finance made the loan process seamless and stress-free. Their team guided me every step of the way and got my personal loan approved within 48 hours!
Rohit Sharma
IT Consultant
Thanks to Ojas Finance, I got a home loan with the lowest interest rate in the market. Their service was quick, transparent, and highly professional.
Priya Mehta
Entrepreneur
Highly recommend Ojas Finance! I was able to get a Home Loan without any hassle. Their team is responsive, trustworthy, and very supportive.
Sunil Verma
Retail Store Owner
